Personal Car Breakdown Cover

Personal car breakdown cover is different from most breakdown cover policies as it covers the driver of the vehicle and not the car. This breakdown cover is ideal for someone who has to drive multiple vehicles, for instance a chauffeur or courier. It’s also ideal if you’re borrowing or renting a vehicle as most car breakdown cover policies that are applied to a particular vehicle can only be used by the registered owner of the vehicle and not by a temporary driver.

  Roadside Recovery Home Cover Onward Travel European Cover Repair Cover Personal Cover Vehicle Cover No Claims Discount Online Discount Online Price Get a Quote
AA Roadside cover The personal cover included       The personal cover optional   The personal cover optional The personal cover included The personal cover included   From
£35
AA Roadside cover
RAC Roadside cover The personal cover included       The personal cover optional The personal cover optional The personal cover included The personal cover optional   Up to
42%
From
£39
RAC Roadside cover
Green Flag Rescue cover The personal cover included       The personal cover optional   The personal cover included The personal cover optional   Up to
42%
From
£42
Green Flag Rescue cover
Kwik Fit Roadside Cover The personal cover included The personal cover included The personal cover optional   The personal cover optional   The personal cover included The personal cover optional     From
£35
Kwik Fit Roadside Cover
ASDA Roadside Cover The personal cover included           The personal cover optional The personal cover included     From
£50
ASDA Roadside Cover
Aviva Roadside Cover The personal cover included The personal cover included The personal cover optional The personal cover optional The personal cover optional   The personal cover included The personal cover optional  
Churchill Breakdown Service Cover The personal cover included The personal cover included The personal cover optional The personal cover optional The personal cover optional   The personal cover optional The personal cover included  
Direct Line Rescue Cover The personal cover included The personal cover included The personal cover optional The personal cover optional The personal cover optional   The personal cover optional The personal cover included  

The personal cover included Included in the cover The personal cover optional Optional on the cover : Stated prices are correct as of January 2011.

Personal breakdown cover is assessed differently to standard breakdown cover, rather than assessing the car the driver is checked instead so age, profession and experience all play a factor in the price you’ll end up paying. All of Britain’s biggest breakdown firms offer personal cover, here’s what they’re offering…

The AA Personal Breakdown Cover

The AA offers the same level of customisation for their personal cover as they do for their vehicle cover. The raft of options available let you pick and choose exactly how you want to be covered. As well as personal cover you can also apply personal cover to several people, this is ideal for a family that share cars as it means nobody is without protection. The AA's personal cover starts at £41.93 and there’s a discount of up to 42% if you meet certain conditions.

RAC Personal Breakdown Cover

The RAC have a similar package options to Green Flag, you can opt for basic roadside cover or you can add extra cover to suit your needs. Certain extras are only available when another extra has been selected. The RAC also have Special Offers to bring the costs down, there’s also a discount for ordering online. The RAC’s personal cover starts from £38.50.

Green Flag Personal Breakdown Cover

Green Flag offer everything from basic roadside assistance all the way up to long distance European cover with lots of benefits. Special offers such as discounts and 2 for 1 deals are available from time to time, visit the Offers and Promotions section to keep up to date with the best offers. Since personal cover is assessed on a case by case basis the only way to get a quote is to visit Green Flag directly but their prices start from £35.

Kwik Fit Personal Breakdown Cover

Kwik Fit's Personal Cover is an optional extra that is added to a Standard Cover policy rather than being bought as a standalone cover policy. Kwik Fit's Personal Cover protects the named policy holder regardless of which vehicle they are driving. Since the personal cover is added to an existing policy there's a lot of flexibility when choosing a level of protection. Kwik Fit's cover starts at £17.50 and is available when you take out any Kwik Fit breakdown policy.

ASDA Personal Breakdown Cover

ASDA's personal breakdown cover is an optional policy which is added on to a full vehicle breakdown policy. ASDA's personal cover can be applied to the policy holder or a partner allowing one policy to cover multiple people. ASDA's personal breakdown cover starts at £25 which is added onto the price of a standard ASDA breakdown cover policy. ASDA's breakdown cover is provided by Britannia Rescue who have been responding to breakdown calls for more than 25 years.

Aviva Personal Breakdown Cover

Aviva's personal cover can be bought as a standalone policy making it ideal for those who rent and borrow cars regularly. The cover applies to the policy holder regardless of what vehicle they are driving; Aviva's personal cover even protects a vehicle if the policy holder is just a passenger in the car. Aviva also offer joint personal cover which extends all the benefits of the policy to another person in the household.

Churchill Personal Breakdown Cover

Churchill's breakdown cover offers a lot of flexibility with five different levels of cover ranging from standard cover to a comprehensive policy which covers just about every circumstance, personal cover can be added to a vehicle policy across all five cover levels. Churchill’s cover prices can be reduced thanks to an online discount which could save you up to 35% on the final price.

Direct Line Personal Breakdown Cover

Direct Line's breakdown cover typically applies to a vehicle and protects it regardless of who is driving, Direct Line also offer a personal breakdown cover service. This is an optional policy which is applied to any other breakdown cover policy taken out with Direct Line. Direct Line offer several different cover levels providing a lot of choice and flexibility when it comes to choosing a policy.