Standard Car Breakdown Cover

There are many different versions and variations of the standard roadside breakdown cover. With this policy you can usually call on roadside assistance 24/7 and get your vehicle repaired, alternatively, if the car cannot be fixed it will be towed to the nearest repair garage for service.

  Roadside Recovery Home Cover Onward Travel European Cover Repair Cover Personal Cover Vehicle Cover No Claims Discount Online Discount Online Price Get a Quote
AA Roadside cover The AA Roadside cover includes Roadside       The AA Roadside cover has European Cover as an option   The AA Roadside cover has Personal Cover as an option The AA Roadside cover includes Vehicle Cover The AA Roadside cover includes No Claims Discount   From
£20
AA Roadside cover
RAC Roadside cover The RAC Roadside cover includes Roadside       The RAC Roadside cover has European Cover as an option The RAC Roadside cover has Repair Cover as an option The RAC Roadside cover includes Personal Cover The RAC Roadside cover has Vehicle Cover as an option   Up to
42%
From
£28
RAC Roadside cover
Green Flag Rescue cover The Green Flag Rescue cover includes Roadside       The Green Flag Rescue cover has European Cover as an option   The Green Flag Rescue cover includes Personal Cover The Green Flag Rescue cover has Vehicle Cover as an option   Up to
42%
From
£30
Green Flag Rescue cover
Tesco Value Cover The Tesco Value Cover includes Roadside The Tesco Value Cover includes Recovery The Tesco Value Cover has Home Cover as an option The Tesco Value Cover has Onward Travel as an option The Tesco Value Cover has European Cover as an option     The Tesco Value Cover includes Vehicle Cover  
LV Roadside Assist Cover The LV Roadside Assist Cover includes Roadside The LV Roadside Assist Cover includes Recovery The LV Roadside Assist Cover has Home Cover as an option The LV Roadside Assist Cover has Onward Travel as an option The LV Roadside Assist Cover has European Cover as an option   The LV Roadside Assist Cover has Personal Cover as an option The LV Roadside Assist Cover includes Vehicle Cover  
Direct Line Rescue Cover The Direct Line Rescue Cover includes Roadside The Direct Line Rescue Cover includes Recovery         The Direct Line Rescue Cover has Personal Cover as an option The Direct Line Rescue Cover includes Vehicle Cover  
ASDA Roadside Cover The ASDA Roadside Cover includes Roadside             The ASDA Roadside Cover includes Vehicle Cover     From
£24
ASDA Roadside Cover
AVIVA Rescue Cover The AVIVA Rescue Cover includes Roadside The AVIVA Rescue Cover includes Recovery     The AVIVA Rescue Cover has European Cover as an Option   The AVIVA Rescue Cover has Personal Cover as an Option The AVIVA Rescue Cover includes Vehicle Cover  
Churchill Breakdown Service Churchill Breakdown Service Cover includes Roadside Churchill Breakdown Service Cover includes Recovery   Churchill Breakdown Service Cover includes Onward Travel       Churchill Breakdown Service Cover includes Vehicle Cover  
More Than Roadside Assistance Cover More Than Roadside Assistance Cover includes Roadside More Than Roadside Assistance Cover includes Recovery           More Than Roadside Assistance Cover includes Vehicle Cover     From
£40
More Than Roadside Assistance Cover
Kwik Fit Kwik Assist Roadside Cover Kwik Assist Roadside Cover includes Roadside Kwik Assist Roadside Cover includes Recovery         Kwik Assist Roadside Cover has Personal Cover as an option Kwik Assist Roadside Cover includes Vehicle Cover     From
£18
Kwik Assist Roadside Cover
Swinton Local Recovery Cover Swinton Local Recovery Cover includes Roadside Swinton Local Recovery Cover includes Recovery           Swinton Local Recovery Cover includes Vehicle Cover  

The breakdown cover included Included in the cover The breakdown cover optional Optional on the cover : Stated prices are correct as of January 2011.

Now that we know how much the breakdown cover costs, let’s see what each company offers you for your money.

The AA’s Roadside Breakdown Cover

The AA offers many optional add-ons and extensions to their standard roadside assistance cover; their standard cover will give you 24 hour support all year round. They have more engineers on standby than any other company and aim to respond to a call within 30 minutes. They will recover your car to the nearest garage if your car cannot be repaired at the road side.

The basic cover can be expanded with a range of optional extras including Home Start which will cover you if you breakdown closer to home, they will also recover your car to the nearest garage if it can’t be repaired. Another option is National Recovery which will recover your car, and up to 7 passengers, to a mainland UK address. You can also add Parts and Labour charges to your cover so you never have to worry about bills for replacement parts, you can also opt to Stay Mobile if you can’t let a breakdown stop your plans. This gives you access to a hire car and funding to use public transport or stay in a hotel while the car is repaired.

The RAC’s Roadside Breakdown Cover

The RAC’s standard cover gives you access to around 2,000 repair patrols which run 24/7, all year round; they aim to respond to a call for assistance within 40 minutes. The standard cover will get your car repaired at the roadside or towed to the nearest garage so long as you’re more the ¼ of a mile away from home.

The basic cover can be expanded with optional add-ons which further your protection; Recovery will ensure that you, your car and up to 7 passengers reach your chosen UK destination. At Home will extend roadside cover all the way to your doorstep, so if you’re having trouble getting started in the morning the RAC will ensure you get going. Onward Travel will give you a replacement vehicle for up to 3 days or they will cover the costs for alternative transport or accommodation if you need it. The RAC also offer their own European Cover and will offer a discount if you use other RAC services, such as insurance, or don’t request a call out all year.

One final service offered by the RAC is Accident Care, this gives you access to legal and advisement services over the phone who will tell you what you need to do. They will also arrange recovery of your vehicle and send messages to your family.

Green Flag Roadside Breakdown Cover

Roadside breakdown cover is Green Flag’s cheapest offer; it will cover you for any breakdowns near your home, which is where many breakdowns happen. The Rescue package includes 24 hour call outs, 7 days a week. If after attempting to repair your vehicle a solution can’t be found Green Flag will arrange for your car to be recovered to the nearest garage. Green Flag can also send a message to someone you need to reach to inform them that you’re safe but have broken down. Green Flag operate with no call out charges so there’s no charge when you request assistance.

Tesco Value Breakdown Cover

Tesco’s Value Breakdown Cover provides all you need to protect your vehicle against common breakdown problems. For less than £30 Tesco will repair your car at the roadside or recover it to a nearby garage should the vehicle need extensive repairs. Tesco’s breakdown cover is provided by the RAC, so while you’re saving money on the cover you won’t be sacrificing any quality.

LV Roadside Breakdown Assistance

LV offer several levels of breakdown cover including comprehensive and Home Assistance Cover. Their Roadside Assistance policy is their cheapest cover package which provides roadside assitance along with recovery to a nearby garage if extensive repairs are required. LV also offer a messaging service which will let your family and friends know you’ve broken down, LV’s Roadside Assistance Cover has no call out charges which means you won’t pay for a visit from a repair patrol.

Direct Line Breakdown Rescue Cover

Direct Line’s Rescue Cover provides a range of benefits for a low price, should your car breakdown Direct Line will aim to respond within 30 minutes. Their qualified engineers will attempt repairs for an hour and if they cannot fix your car they’ll recover the vehicle to the nearest garage for further repairs. Direct Line also a messaging service to let your loved ones know that you’re having car troubles. Direct Line’s breakdown cover policies also have no call out charges so there’s no charge for requesting assistance.

ASDA Roadside Breakdown Cover

ASDA’s Roadside Cover will ensure you’re vehicle is visited by a repair crew within 45 minutes should it breakdown. The repair crew will attempt to repair the vehicle, and they succeed 77% of the time, but if they can’t they will recover the vehicle to the nearest garage for further repairs. ASDA’s Roadside Cover also applies to any trailer or caravan you’re towing when you breakdown, ASDA’s policies also have no call out charges. ASDA offer a Comprehensive breakdown cover package which adds extra protection and benefits to their standard cover as well as an optional personal breakdown cover policy which protects the policy holder in any vehicle.

Aviva Rescue Breakdown Cover

Aviva Rescue Cover offers the basic protection that every driver should have, roadside repairs and local recovery to a nearby garage are both included in the policy. Should you need further cover options Aviva also offer European breakdown services and home assistance cover which can extend their breakdown cover across Europe and to your doorstep. Aviva’s cover policies can also have a personal cover policy added to them protecting the policy holder regardless of which vehicle they are in.

Churchill Breakdown Service

Churchill’s Breakdown Service cover may be their most basic protection but it still comes with an extensive range of benefits. While they offer the same roadside repairs and local recovery services provided by other breakdown companies Churchill also have some unique cover services of their own. When you take out a Churchill Breakdown Service policy any caravan or trailer you tow will also be protected, Churchill’s policy also extends to include anyone you allow to drive your vehicle. Churchill will also help you to finish your journey should your car need extensive repairs and pass on several messages to friends or relatives to let them know you’ve broken down.

More Than Roadside Assistance Breakdown Cover

More Than’s Roadside Assistance Cover is perfect for those that drive mainly in their local area. Once you're a mile from home your protection comes into effect and will ensure your car is repaired on the spot, if you’ve run out of petrol, locked yourself out of your car or been struck down with a flat tyre your More Than breakdown cover will get you moving again, and if they can’t they will get your car to a nearby garage for further repair.

More Than also offer other breakdown cover policies offering protection for a range of circumstances including European breakdowns and home starts. See the other sections on Breakdown.co.uk for more information.

Kwik Fit Kwik Assist Breakdown Cover

Kwik Assist Roadside Cover provides access to more than 5000 trained mechanics who are available 24 hours a day. Since there are so many mechanics available Kwik Fit aim to respond to a call within 40 minutes, Kwik Fit also offer a £10 refund should you have to wait more than an hour. Kwik Assist Cover will ensure your car is repaired at the roadside or will be recovered to a nearby garage for any extensive work.

Kwik Fit also offer other levels of breakdown protection which will cover the vehicle in Europe, or at your doorstep. Kwik Fit also offer optional personal cover which protects the policy holder in any vehicle they are driving.

Swinton Local Recovery Breakdown Cover

Local Recovery Cover from Swinton covers the basics of breakdown protection, should your car breakdown one of Swinton’s 4000 mechanics will respond to a call within 40 minutes and attempt to get it going again which they can do 80% of the time. Should the required repairs be more extensive then Swinton will get your car to a nearby garage. Swinton do not charge for a call out and will compensate you should you still be waiting for assistance an hour after calling.

Swinton also provide other breakdown services which cover other potential breakdown issues, home starts, European breakdowns and an all inclusive package which combines all of their cover options.